Debt Free 2008 does not provide debt related services, but rather is a matching service that seeks to connect consumers with unrelated companies that provide debt or credit related services. Debt Free 2008 takes no responsibility for the quality of the services you may receive.

Once you have completed this expression of interest, your information will be sent to participating debt specialists. One or more participating debt service providers will contact you by telephone. Your information may also be sent to other service providers. By submitting your expression of interest, you are consenting to receive telephone calls even if you are currently on the do not call list.

Debt Free 2008 seeks to connect consumers with companies that provide a variety of debt or credit-related services. Claims regarding potential results above may apply to one type of service but not another. This includes, but is not necessarily limited to, claims regarding: amount of or time frames for debt reduction, reduction of fees, interest, interest rates and effect on creditor calls. Claims regarding potential reduction in payments refer to the aggregate of all payments, and not a reduction in individual monthly payments. None of these services assume or pay your debts for you. With the exception of the initial consultation, debt related services are not free. Not all consumers may be eligible for debt reduction.

Debt Free 2008 does not provide tax, legal or investment advice. Debt or credit related services may or may not meet your needs, and may involve risk. Creditors may continue debt collection efforts, including phone calls, letters, collection agency referrals and lawsuits. Your credit score may be adversely affected. Always seek financial advice from qualified financial and legal advisors, and read and understand all enrollment materials carefully.

The specialists are from companies or industries that may require licensing, bonding or registration in order to lawfully do business in your state. Debt Free 2008 encourages you to check with the appropriate agency to be certain any requirements are being met.

The Federal Trade Commission publishes articles at www.ftc.gov that you are encouraged to read, including: http://www.ftc.gov/bcp/conline/pubs/credit/kneedeep.htm.

Individual program results may vary, and programs may not be available in all states.